Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Erika Rasure is globally-recognized as a ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Skylar Clarine is a fact-checker and expert in personal finance with a range of experience ...