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According to a January 2026 MoneyRates survey, new or increased fees are the number-one reason people switch banks. Monthly maintenance fees alone averaged a record $13.95 that month, and that's not ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. CNBC Select will update as changes are made public. Terms apply to American Express benefits and offers. Visit ...

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