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my biggest regret is only using a debit card for SO long 😭 so here’s what is in my wallet as a financially responsible 26 year old! 💵✨✍🏽again, i did NOT grow up with money so i didn’t start my financial literacy journey until a little bit later, but it’s possible! ALSO this is a lot in annual fees but I TRULY make sure to take advantage of the credits, benefits, and rewards. Before getting a credit card, see if it matches your current lifestyle because a credit card should NOT impact your spe
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